18914 5TH STREET LUTZ, FL 33548

$439,800

3 Beds

2 Baths

1920 sqft

Property Details

MLS#

TB8369597

Type

Single Family Residence

Status

Active Listing

Square Footage

1,920

Bedrooms

3

Bathrooms

2 full

Year Built

1986

Tax Amount

$2,179

Garage Spaces

2

Property Description

One or more photo(s) has been virtually staged. ***Seller willing to contribute up to 2% towards Buyers closing costs. This is a rare chance to own a true Florida lifestyle property on private, spring-fed Cooper Lake—over 80 acres of open water perfect for boating, jet skis, water skiing, and large mouth bass fishing. Step out your back door to a private boat ramp, boathouse, and kayak launch. Spend the day fishing, skiing, or just cruising. A huge dock with new composite decking, framing, and pilings gives you plenty of room to relax or entertain. The screened-in porch and backyard offer quiet views of the water. Watch herons, ducks, and otters glide by while you drink your morning coffee or cast a line off the dock. the fenced in section gives plenty of room for a dog to freely roam the yard. Inside, the freshly painted living area has vaulted ceilings, a floor-to-ceiling wood-paneled wall, and a custom wood-burning or gas fireplace—bringing just the right amount of rustic comfort to this Florida home. The upstairs loft is a great spot for a reading chair, office nook, or workspace. The primary suite is oversized with a huge walk-in closet, all-new windows, and room for a sitting area or additional furniture. The primary bathroom has been fully renovated with a gorgeously tiled walk-in shower and octagon tile floors. Two more bedrooms offer flexibility and water views—one upstairs and another downstairs with private garage access, ideal for guests, a study, or a lounge. The home sits high and dry and was built up beyond the county requirements. Even the worst storms in recent years didn't cause any flooding or damage. Flood insurance is required, but costs less than $60 per month! Updates You’ll Appreciate: New Owens Corning roof with added hurricane strap reinforcement (insurance savings) (2025) New gutters, downspouts, and underground drain pipes (2025) All new high-efficiency Viwinco windows in bedrooms and bathrooms rated for CAT 3 storms (2025). New water heater and HVAC ductwork w/ recent HVAC Unit. (2025) Seawall reinforced with new steel soil-plate tiebacks every 4 feet along the entire seawall. (2024) Dock fully rebuilt with composite decking and marine grade framing and pilings. (2025) Granite kitchen counters, water view from the kitchen sink window, stainless steel appliances, new light fixtures, and fresh paint throughout. This home is tucked in a quiet, established Lutz neighborhood with easy access to Hwy 41, SR 54, and I-75. Walk to the local butcher, park, dog park with separate small/large dog sections, Lutz library, and more. You’re minutes from Tampa’s best spots and less than an hour from the Gulf. Homes on Lake Cooper rarely hit the market. If you’ve been looking for a move-in-ready lake house with easy access to Tampa, this is it. Perfect for a forever home or AirBnb! Schedule a private showing today!

Amenities

Cooling:Central Air

Private Mailbox

Cathedral Ceiling(s)

Ceiling Fan(s)

Eating Space In Kitchen

High Ceilings

PrimaryBedroom Upstairs

Skylight(s)

Thermostat

Vaulted Ceiling(s)

Walk-In Closet(s)

Payment Calculator

per month

 Principal & Interest

 Property Tax

 Mortage Insurance

 HOA

 Home Owners Insurance

Home Price
Interest Rate
Down Payment
 Customize Calculations
Property Taxes
/ year
Homeowner's Insurance
/ month
HOA Dues
Mortgage Insurance
Loan Type
Location Map

The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations. Copyright 2025 Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

All listings featuring the BMLS logo are provided by Beaches MLS Inc. Copyright 2025 Beaches MLS. This information is not verified for authenticity or accuracy and is not guaranteed.

© 2025 Beaches Multiple Listing Service, Inc. All rights reserved.

The data relating to real estate for sale on this web site comes in part from the participating Associations/MLS's Miami Association of Realtors, and the Realtor Association of Greater Ft. Lauderdale.

Information is deemed reliable but not guaranteed. Copyright 2025, Miami Association of Realtors, Realtor Association of Greater Ft. Lauderdale, and the South Broward Board of Realtors. All rights reserved. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Use of search facilities of data on the site, other than a consumer looking to purchase real estate, is prohibited.

Some properties that appear for sale on this limited electronic display may no longer be available. For the most current information, contact one of our agents.